Warning:  Landlords are hoping you never read this shocking report!


A Sobering Message To Every Person Who Secretly Feels (Deep Down) Inside That It's Impossible To Get Their Own Home Without Good Credit, A Large Down Payment...
Or Going Through A Landlord”

 


Trey
From the desk of Trey Patrick:
Today is
Athens, Ga. 

 

"We've Avoided A Very Costly Mistake..."

Trey, Thank you very much.  We have avoided a very costly mistake in Arizona with a Property Management Co. 
 
We're moving from New York To Arizona and need a place to stay but this firm gives me the creeps after reading what you have informed us. 
 
Thanks for opening our eyes to scams.
 
-Jay H. New York, NY

 

Dear Friend,

     What would you say if I told you that...
 

Buying a home through a landlord or management company - will cost you... and cost you dearly.

Better yet what would you say if I told you IT WAS A FACT.

A fact that your friendly landlord doesn't want you to know.  The truth is, landlords and property companies- keep plenty of little secrets that help them to get bigger and richer every year.

And guess who ends up footing the bill?

You guessed it!

"Renters Will Dig Deeper In 2007"

"Renters be warned: Landlords are expected to raise apartment rents for a third straight year in 2007, forcing tenants to turn over a growing chunk of their pay and making it harder to save for a home..."

-USA Today Feb.5th, 2007


You're about to receive a house-buying education the likes of which is rather astonishing. It enables you to NOT get the short end of the stick...

In fact, let me make you a promise:

Read this special report in its entirety and it's impossible for you ever to look at rent to own homes and your credit problems the same way again.

If you could read just one report about how to get your own home, this is it.
 

One year from now, five years from now, ten years from now, I'm betting you're going to reflect back on this day and realize... this was the day that... finally...

 

Set You Up With An Almost
"Magical Way" To Get In Your
Own Home... This Month!

 

You are going to learn...

 

  • How to hand over very little and MOVE into your own home... (Avoid ever having to part with massive cash deposits of $2,000 to $7,000 to move into a home)

     
  • How To SAVE $150-$400 each and every month on your rent (Everybody loves this piece of pure, solid gold advice...)

     
  • How To get a 3-5 year lease instead of the typical short one year lease... giving you plenty of time to repair your credit... WHILE you're in your own home... not after.

     
  • How To purchase the house for $15,000 to $20,000 dollars less than you can going through a landlord or property management company
 

A tall order to fulfill I know... But instead of hearing me to you,

listen to Mizz...

 

"We got a house... with no money down!"

Your advice was super duper great... We got a house and will be closing in March. We are straight buying it and with no money down...


TREY, YOU ARE THE BOMB!!!

Mizz K.  Columbia, SC.

 

"It's Easy EVEN If You've Got Bad Credit...."

Until now... If you had bad credit you've probably been told that the ONLY way to buy your own home is to go through one a landlord or property management company, but...

This Is A Costly Mistake!

You see the very people who gave you this bad advice are probably the ones who stand to gain the most from you... The Landlords and Property Management Companies want you to stay in the dark so that they can enrich themselves at your expense.

But don't worry, it's not your fault that they've been, I know it's a strong word, almost 'stealing your hard earned money' just so that you could have a place to call your own.

You see no one has taken the time to show you how you can save yourself thousands and still own your dream home...

In a few short moments I'll show you how to avoid the money sapping mistakes the average person makes when buying his/her own home.

But first let's look at the top mistakes IF you go through a landlord:

"Money Sapping Mistakes You Need To Avoid..."

1) Rent Amount

Face it: The landlord is going to charge you top dollar on rent...

"Quickly Learn How To SAVE $150 To $400 Dollars On Your Rent... Each and Every Month..."
 

You'll pay an average of $150.00 to $400.00 more than what he's paying... and why? Because he's the middle man... you've just fallen into the trap of being a 'glorified renter.' (More about that in a minute)

Why do you think Sam's Club and Costco grew so fast? People realized they could avoid the middle man and SAVE. And you can too!

Let's look at mistake #2...

2) Price

You're dealing with the middle man. He makes his money on the difference of what he gets the house for versus what he can sell it to you for...

The wider the gap... the more he makes...  The problem is the gap can be as wide as the grand canyon...

Here's a landlord 'insider secret': The sale price that is offered to you will be at the maxed-out price of what he believes it'll be worth a year from now.

Don't Like The Price?...
What's your choice? Get mad and leave... Walk away?
They smile the entire time you're packing...

 

You see... he can always come down...

if the house doesn't appraise for the quoted amount. But... you know where I'm going with this...They don't have to budge on the price- and most of the time- they won't...

 

And then the house is rented again... to the next tenant-

 

Don't get nailed with some 'Landlord-high-quoted-outrageous-price'...


Most investors/landlords bump the price up and show you that you'll get the opportunity to get into the house for much less than it will be worth in a year. But some... will eat your lunch... and snicker all the way to the bank.

Ready for the next one? Learning anything yet?

3) Maintenance

One of the strong selling points of lease to own homes is now you're an 'owner-in-training.' With that being said, maintenance is passed on to you, the tenant...

This is a good move for the landlord... and for you- IF it has limits.

Big, crucial question! What is the amount of maintenance that you are liable for each month?

Find out... what's not covered? If the roof leaks and a small lake forms in the living room, whose paying for it? Watch the contract! Take your time and read the fine print on the maintenance. You don't want to hand over $2000 when the air conditioner goes out. But if it's in the contract you're liable.

Some landlords try to leave you with the WHOLE amount. Be careful!

4) Length of The Lease

This is a BIG one!

The investors/landlords (sharks) place you in a home with a one-year lease and all the time they know darn well that in one year, the normal-average person doesn't have a snowball chance in hell to qualify for a loan.

"They forgot to tell you that... "

"A One-Year Lease May Not Be Enough Time To Repair Your Credit... "
 

You're being framed... set up!

Ok, it looks good on the outside:

The signs read: Rent To Own Home- No Credit Check Needed...

Think about this for a second... Hang with me. Listening?

Why don't they take the time to check your credit? Answer- They don't give a flip if you qualify for a loan!

To them... you're a 'glorified renter' who is only dreaming that you'll own the home!  And all the time, they never wanted you to buy the house in the first place. They plan on retiring with that piece of property.

Have you ever heard someone come out and tell you this? Probably not. But didn't you always think that's what was happening. And you were right. Remember -- your gut is usually right. Listen to it.

99.3 % of the time, a one-year lease won't be enough time.

Don't get into a position that you won't be able to buy the house. You'll lose your 'down payment' and have to walk away and start all over.

The landlord will demand that you leave or he'll jack up the price and ask for more down payment.

These four mistakes are just the tip of the iceberg.

Tread lightly when buying a lease-to-own home through a landlord...  it's a minefield out there...

Looking for mistake #5? 

Here it is:

Not finding the home yourself. In 2008, for the first time in several years, there are more houses listed nationwide than is sold.

What does this mean to you? Houses are not selling. There are going to be a lot of owners begging for someone to come and take over their payment.

And who should that be? YOU!

 

"$10 Down - NO Credit Check
Dream Portfolio..."

Imagine finding a home, without the landlord- without putting down thousands of dollars down and without having your credit checked. It can be done.

I do it every month... and for the first time- I'm showing you how.


If you've fallen asleep on me- this is the time to wake up- the next 5 minutes could change your life and deserves your immediate “laser focused” attention.
 
If you’re serious about getting in your own home…  in the fastest amount of time humanly possible… with the least amount of money… EVEN with trashed credit then what you are about to read is like a “deed to your own home”!
 

Whether it's an owner financed home, lease to own home or even a rent-to-own home... 

What if you were taken by the hand and showed step-by-step how to find your own home without getting ripped off? Then what if you were able to stay in this home for two to four years...

...WHILE repairing your credit...

You've probably got a question on your mind that's been bugging you. I know it would me.

 

Who Is Trey Patrick and Why Is He
Helping Get My Own Home?

 

Good question:

Reason one: As a 5+ year veteran of the real estate business I've seen things that would make most people roll their eyes back in their head in total disgust! I've watched landlords charge renters more down payment than necessary just to make a higher payday. 

Sad but true...

Buyers and homeowners just like YOU being charged thousands of dollars extra because of their ignorance! 

People just like your neighbors being taken advantage of because they never read what you just read. They didn't know any better! 

I got into the real estate investing business to help people... not to take advantage of them. I got so steamed up about it I decided to literally go on a crusade and do something about it. 

I've dedicated myself to helping every day people just like you, get into their own home.

I went so far as developing a system "How To Buy Your 'Own' Home (With A $10 Bill And NO Credit Check!)TM - I got sick and tired of seeing people just like my own brother get taken to the cleaners by some unscrupulous landlord!

Reason two: The lessons and methods you learn come straight from the front lines. Someone who has actually been there... an 'insider'... teaching you the facts quickly and easily so you can take action!

 

Why? But it wasn't always so peachy in my life...


Over five years ago I was sitting at my desk with my head between my hands.  I was ready to give up.  I was frustrated. I was done.  This 'real estate stuff' just wasn't for me.  Maybe it works in other towns.  Maybe it works for other people... but not for me.

     

 I had bought every book and course available...close to $4900 on "How to buy a house with no credit check ".  One... included 5 manuals for $2500.  Another one... $1495 which included 36 CD's and yet- not one house.

     It wasn't for lack of trying.  I did everything I was told to do.  The phone calls... the ads... the signs... and again and again I was rejected.

I knew deep down, I could do this.  I had met people that were doing it. Now I'm not the sharpest knife in the drawer but I knew I wasn't the dullest.

I wanted to give up but then I would have to hear the remarks, 'I told you it was a pipe dream.', 'Buying a house with no credit check, yeah right.'

I seriously doubted this would work for me.

"Could I Do This?"

 

What if this another 'fad' as my wife would call it? 

I couldn't quit.  I knew in my heart, the job I had would never be enough to retire comfortably.  I had to find something on which I could make more money than I was making now. I had to succeed. But how? I was missing some piece- some piece of the puzzle and I had to find it...

One night, about midnight, I was surfing the web- looking for the answer... for a just little hope- We'd just come through bankruptcy and our credit was shot. Buying real estate... yeah, right. They'd laughed me out of the bank.

So, that night- looking for a glimmer of hope:

"There It Was Right In Front Of Me..."

It all came together for me. I bought a $97 ebook and it gave me one idea that showed me how to get my first two houses... in less than a week!
 

I really don't expect you to believe a word I'm saying until you see...
  

Proof I Really Do "Walk The Talk"


1st rent to own homeCheck out my first home.  $10 down. NO Credit Check.   The owner had already moved and was having to pay two mortgages and it was getting tight for him. The house had been on the market for over a year. He was ecstatic that I offered to pay the payment.
 
 


    
O.K., It could have been a fluke.
I could have just gotten lucky.  Maybe,  I couldn't do it again.

One week later...

2nd rent to own houseOne week later.  It worked again. $10 down.
The lady had just gotten a divorce and couldn't pay the payment by herself. She was going to move into a small apartment to get back on her feet and just needed the payment covered or she was going down.
 

and again... and again... and again...

 

Now I'm not showing you all this to brag but to prove to you that I really know my stuff, I don't just give out advice, I FOLLOW my own advice and it's making me a nice income...

So, why not you? Why couldn't you be the hero that helped these two owners? Guess what? You CAN!

When you follow the simple steps I've laid down, you too can quickly own your own home...

 

Listen:

You can find your home without the landlord... without the property company... and without sinking a lot of cash down that you might not have to spare.

And I'll help you get it! Ask Jantia-

"I couldn't believe this worked!"
I bought your system last Thursday and by Monday evening  I was the proud owner of my new "rent to own" home... It is 2 stories. 4 bedrooms with a huge pool and jacuzzi... I am in Hog Heaven.. I couldn't believe this worked!..
I only tried for 2 days and I called and asked about 5 home owners and all it took was "One"... I am so excited... I couldn't believe he went for it... I will be moving in the house in about 2 weeks...
 
When I get settled I think I'm gonna do a few more...smile!... anyway, Thank you for everything and I will keep you posted...
 
(Then I asked if I could get post her testimony.  She replied...)

You are more than welcome to use it... and did you know that he didn't even know what a memorandon of option was? 

I'm glad I went with my own paperwork... It made me look like I knew what I was doing... I don't know how I could ever repay you. 

I'm ecstatic...
I thought it would take 4-5 years to get a house with good credit and with your help
I did it in 4-5 days...  WOW!!!
 
Thanks again...

-Jantia L.  Casselberry, FL.
 
 
"Your techniques put me in
a luxury dream home..."

Your advice put me in my Dream Home!

Although I was skeptical at first, your techniques put me in a luxury dream home in Orlando, FL.

My credit score is horrible and I didn't have to put any money down. I still cannot believe that your advice actually changed my life...

Thank you Trey for providing my family with a level of happiness that we could have never imagined.

We are eternally grateful!

Corey Park Orlando, FL.

 

Announcing:

 

 
 

"Here is a summary of the fantastic benefits you
receive in this breakthrough system
"

 
  • The Seven (7) most important questions to ask any seller.
    • Learn to ask the questions that put the sellers on the spot and keeps them from using "smoke and mirrors" to confuse you into thinking they are motivated
        
  • Simple but powerful techniques to avoid overpaying tens-of-thousands too much in purchase price.
    • Keep more money in your pocket and out of the sellers hands over the long-haul... unless you like giving all your money to the owner. 
        
  • Learn the most VALUABLE negotiating tool you have as a buyer.
    • Have the same power in negotiations as a buyer who is paying CASH. By taking this step you ALWAYS negotiate from a position of POWER...
         
  • How to avoid being rushed by a seller into making a house choice you may regret for the rest of your life.
    • Most motivated sellers want you to make up your mind and lock in your rent so you won't shop around on them. They are motivated to make you "hurry up" so you can't go anywhere else to get a home. Learn how to avoid this common practice.
         
  • How to choose a motivated seller instead of the "FULL CASH SELLER" or the "traditional owner".
    • Learn to quickly identify which sellers want to hand you their house for what they owe... and which ones either want to milk you out of every last cent or could care less whether you buy or not!
         
  • Do you know how much is the right interest rate for you?
    • The answer may surprise you when you find out how various interest rate amounts affect your monthly payment AND the private mortgage insurance you pay!
         
  • How to save $10,000's in needless interest once you do get a loan.
    • Making your payments the way the bank wants you to leaves you dead or dead broke at the end of 30 years. This simple technique saves you BIG in extra interest payments you won't have to make. Best of all - it's completely legal if you know how to do it!
         
  • Why making decisions emotionally can haunt you for years.
    • I'll guide you step-by-step through the negotiation process so you make decisions based on fact and not emotions. By the time I get done with you - you'll probably know as much or more about talking to sellers as most real estate investors!
          

 

 

"So Simple.. All You Have To Do
Is Follow The Easy Steps..."
 

 

  • How to get FREE contact with motivated sellers... within minutes! 
    • How to get calls that don't cost a dime!
    • How to use several different FREE methods effectively to save money and time.

     

  • How to negotiate a win-win with your seller...
    • Get the paperwork done at the kitchen table- quickly- so you can move in!

       

  • Use proven techniques that really work!
    • I'll teach you all the secrets the Pro's use to find your home FAST!
    • Don't waste money on ads that don't get calls!

     

  • Discover how to know in 2 short minutes whether this is The Home or are you wasting your time...

     
  • The absolute best way to use the internet to find your home...
    • Announcing the absolute best way to use the World Wide Web to find... and talk to... and move into your own home... and it's FREE!
       
  • "Set the Stage" for KILLER Meetings with the seller...
    • Word-for-word scripts... know what to say and HOW to say it!
       
  • Have motivated sellers begging you to help them...
    • You'll name the time of the move and the terms...

     

  • Mastering The Paperwork 'like a Pro' and The 5 Powerful  Words that mean an extra $3000-$5000 in your pocket!
     

  • How to get a 2 to 5 year long lease... instead of the typical one year... giving you plenty of time to repair your credit... WHILE you're in the house!

     
  • Find your home... even if you're busy with a full-time job, kids, etc!
    • Even if you’re extremely busy... this program was made to teach you how to leverage your time and energy to your greatest advantage... it'll only take you a few minutes a day!

     

  • I'll show you the right way to find for the house and exactly what questions to ask! 
    • Why shopping for a house just on the basis of rent and "price" can kill you financially. Most people just call a few ads and ask what the rent is... but if you do this you might as well step out in the road and get hit by a truck. 
          
  • How to compare one seller's offer against another's!
    • Most sellers don't want you to be able to compare apples to apples with another sellers. I'll show you how to compare "apples to apples" between sellers so you can easily choose the best deal!
          
  • The absolute "bullet-proof" way to choose which type of house is right for you!
    • I'll guide you through the process of determining which type of house is best for you. ranch, condo, or villa... it doesn't matter. I'll show you exactly how to choose based on your needs - not the seller's!
          

 

"This Sounds Great, But Are You
Sure This Will Work For Me?"
 

Absolutely. All you have to do is follow my formula, and the only problem you'll have to deciding which house you want to move into...

Am I telling you that you can get ten houses in a year's time?

No, but you ONLY need one, right?

This is about as close to "fill in the blank" as you can get. You might also be asking...

"Trey, Will This Work In My City Too?"
 

Absolutely!

This magic formula doesn't only apply to the big cities. There are motivated sellers in every town... praying for your help. And you can come along and be their answer... a win-win for both of you... Believe me... whatever state or county you're in, this can work for you too.

PLEASE NOTE: If you're planning to use these insider tactics to take advantage of desperate sellers... please leave this site.

I want this to be a win-win between you and the seller. You're not taking advantage of the seller... yet you're not being taken advantage of either...

In addition, I guide you step-by-step through the entire process and point out all the potential pitfalls you may encounter - You also get a manual packed and to the point with exercises, examples and illustrations of the points you need to understand and consider in getting the best house for the best price.... in the fastest way!

In the system you get:

How To Buy Your 'Own' Rent-To-Own Home Downloadable eBook: This is your easy-to-follow guide to find your own lease to own home which even includes the step-by-step scripts...

(Value $29.95)

 

 

"Act Immediately And Receive The
Following Incredible Bonuses"

Since I know it's 100% to your benefit to act right away, I want to sweeten the pot and give you every possible reason to say YES today!

If you respond immediately, you'll also receive the following bonuses:

 

BONUS Special Report: HOW I DID IT (Value $29.95)
I'll reveal exactly how I find the first four houses... I'll hold nothing back and I explain everything about each deal in detail.

  • How the ads were written.

  • How the terms were offered.

  • How we handled the phone calls... everything about the deals.

  • This report alone is worth 10 times the price of the book. I have plenty of people who never read the book... all they want is to know what I did and how I did it so they can copy me!
     

BONUS Report - How to get the BEST Mortgage Rate! (Value $29.95)

  • In this interview transcript... I Grill a 'Mortgage Broker'... He spills the beans on the advantages of lease-to-own homes... and how to walk away from the closing table... paying nothing!

  • This bonus alone is worth 10 times the small cost of my ebook!
     

BONUS- Forms Pack (Value $29.95)
When you purchase my program right now, "How To Buy Your 'Own' Home", you also get instant access to our FREE Contracts and Sample Forms PAK... EVERY Form and Contract You'll Need

 

Limited Time Bonus:

60 Days Of Email Consultations
(Value $89.00 Yours FREE)

 If you need more advice because of your situation then you can email my personal email that I'll supply on the other side... I offer this because I know that I may have missed some small detail that you need to know...

However, because of the time it takes to give my personal attention, this free bonus is strictly limited to those who get their copy of today!

(Total Value Of Bonuses = $178.95)

 

 

You Get At Least 100 Times Your Money's Worth!

How can you put a value on this critical information about the right way to get a lease-to-own home and not make a mistake? 

Let's look at the BIG picture...

You could leave this page and go the landlord route...

You'll spend at least $2,000 to $10,000 down in option money... money you'll lose if you can't get a loan!

You'll spend between $150 - $400 more in rent each month by going through a landlord... You'll hand over $10,000 to $30,000 more  in the "purchase price" - going through the middle man.

You tell me... 

How much is that worth to you?

And here's the best part - I'm going to let you have all this for a ONE time investment of $69.95... $29.95

... even if it only saves you a mere $30 off of your first month's rent it's already paid for itself and puts money back in your pocket the very next month...

WHY can I sell it for OVER 50% off? -

Because I don't have to send you anything in the mail! There's no tape to mail, no manuals to print, no postage to pay. You access everything online right now!

Once you see how simple it is, you can even continue buying homes and storing it away for a retirement like you never dreamed of...

You get UNLIMITED and INSTANT access to the system and all the Bonus Secrets online instantly!  By the way, these bonuses are yours to keep even in the unlikely event you decide to take advantage of my ironclad money-back guarantee:

The risk is all on MY shoulders! 

Try The System Risk-Free For 180 Days!

What I'm saying is, don't make up your mind right now.

Get your copy of the system...

Read it.

If you're not surprised and delighted with the results you receive... if you're not enjoying a life in your new home... if you're not living large in your new home"...

Simply ask for a refund. 

I'll give you 100% of your money back. No hassle. No questions.

"Rock-Solid 180-Day Unconditional Guarantee"

My personal promise to you:

If How To Buy Your 'Own' Home (With A $10 Bill & NO Credit Check) doesn't work for you, I don't want to keep your money.

Get your copy of the system right now.

If it doesn't fulfill your every expectation, help you find your own home, and put a stop to you throwing your money away...

If you're not 100% thrilled and delighted with the results... Just ask for a refund and I'll send you every penny of your money back. It's that simple, and the risk is 100% on my part... not yours.

 

At the very least you get the free bonuses that's worth more than your purchase price... the special reports that can save you thousands of dollars in down payments... and you get all my BONUS Secrets - and at best you get everything I promise you and MORE! 

So you see - any way you look at it you're THE winner!

Once your payment is processed, you'll be taken to a page for instant download access to the information.

So go ahead - order now. In as little as 2 minutes you'll be benefiting from the proven program that hundreds have used... and can literally save you thousands in down payment, rent, and purchase price!


   

You've Got To Live Somewhere... So Stop Making 
Someone Else Rich With Your Hard Earned Dollar - Invest In YOUR Future...


 Only 500, 271, 157, 71, 21,
9 Copies Remaining

 

If these tactics become as widespread as it would if I didn't put a limit on the copies, there would become a day that the 'other side' would catch on and the tactics wouldn't work. I don't plan on letting that happen.

So to avoid this, I'm limiting the copies to 500 total.

The copies are flying out the door... Quickly after releasing this breakthrough system, 491 copies are gone... ONLY 9 remain:

All this means, you should act today...

And not tomorrow, or next week... that could be a very expensive mistake... Not only because you'll pay the landlord too much, but you'll leave him foaming at the mouth... waiting to jack-up your rent...

And these copies won't last long...

Order Your Own Personal Copy Of
"How To Buy Your Own Rent-To-Own Home"
 Fast Track System
Right Now

"PRIORITY" VIP Download Form
INSTANT ACCESS

YES! I want to discover the insider secrets on how to find and move into my own home... without good credit... without a lot of cash... and without going through a landlord.  please give me INSTANT ACCESS to my instant downloadable copy of How To Buy Your Own Rent-To-Own Home right now...

 I understand my order will be processed on a totally secure server, and once it is processed, I will be able to immediately download my eBook (electronic book)... even if it's 2am on a Sunday.
 I understand I will also get $178.95 worth of additional bonuses that will supplement the information in the system and help me get my own home
 I understand that I have 6 FULL Months to test each and every bit of information in your system and if I am not 100% thrilled with 'How To Buy Your Own Rent To Own Home' and the methods don't work, I can send you an email and get a full refund.

The instant my order is approved, I'll download my copy of the system.
 

Click Here NOW To Get Your Copy





It doesn't matter if it's 2:00 a.m. in the morning! 
 

 

  Make sure you email me and give me pictures of your home...

To your success,

Trey Patrick, Real Estate Investor & Author
"How To Buy Your 'Own' Home"
(With A $10 Bill & NO Credit Check!)

 

 

P.S. Obviously, this is the part where I'm supposed to hammer home some sort of hard-hitting sales pitch, restating all that I'm giving you. This way, if you're undecided, I can push you over the edge.

But I Am NOT... Going... To Do That!

Look, this is such a no-brainer -- you're either "in" or you're not. If I've got to sit here and "convince" you what a deal it is to be able to invest less than thirty bucks to get this hardcore insider information...

not to mention the bonuses -- then I'm just wasting both of our time.

Not to mention my 100% Guarantee. I can only guarantee you'll receive all the bonuses if you order right away. So don't delay. Act now while it's fresh on your mind!
 

 

Act today and receive this latest ebook-  This will get you prepared when it is time to get your loan...

Inside Your First Mortgage you learn:

  • Are You Prepared for A Home Loan – What is your home loan readiness factor? Find out if you are ready.
     

  • What Type of Loan Do I Need - What is the most appropriate type of loan for my needs? Sift through the confusion.
     

  • Fixed Rate Mortgage vs. Variable Rate Mortgage – Learn the difference between these two loans.
     

  • Conventional Home Loan – Understand what a conventional loan is and if it is the best for you.
     

  • Balloon Mortgage - Balloon mortgages are short-term loans that act similarly to a fixed-rate mortgage.
     

  • FHA Home Loan - Learn how to pre-qualify for a FHA loan.
     

  • VA Loans – Explore your qualifications and see if this is a good venue for you.
     

  • Contract for Deed Home Loan – This may be advantageous but you should apprise yourself of all the details.
     

  • How to Qualify for a Home Mortgage Loan - The qualifications of a mortgage loan are actually not that complicated. Discover some of the general guidelines of how you can qualify for a mortgage loan.
     

  • Home Loan Interest Rates - Everything you need to know about interest rates before you begin your application process.
     

  • Credit Rating and the Fair Credit Reporting Act/ FCRA – Learn how this important act impacts your situation.
     

  • How To Build A Lender-Friendly Credit Report - In order to have a greater chance at securing a loan, your credit report and rating must be in good standing.
     

  • Save a Sizeable Down Payment – Discover all the ways you can save and come up with the cash you need.
     

  • Why You May Have to Accept a Higher Interest Rate – Or why you should. Lower isn’t always better.
     

  • Important Things to look for in a Lender – How to explore all your options.
     

  • Your First Mortgage is informative and walks you through the steps you need to take to help save thousands of dollars on your home mortgage.
     

  • Some of my most treasured resources...

    (Total Value $27- Yours FREE!)

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